Find a Payday loan if you have a bad credit rating
My name is Katherine and I am now here to help you in any way I can. The particulars of this contract are that it HAS to be involved in the finance industry and specifically finding a loan that best fits your needs :)
Are you searching for a online loan lender but you have been refused by the major payday lenders?
Here you will be able to search our database of bad credit payday loan lenders and no credit check loans available for your requirements.
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Using a credit card Vs a payday loan
The vast majority of everyday consumers in the UK wouldn’t bat an eyelid at the thought of using a credit card, though most would still run a mile if offered a payday loan.
This is of course nothing at all to do with personal experience, but rather the way in which the payday lending industry as a whole has long been tarred with a less-than desirable brush in terms of fair lending practices, or lack thereof.
In fact, it is rare to ever hear the name of a payday lender mentioned in the press without it being for reasons of criticism or accusation – both of which do nothing to quell what are increasingly unfair and antiquated stereotypes.
When considering the facts on the other hand and leaving the scare-stories to one side, it becomes increasingly difficult to fairly cast the usual aspersions on the payday industry.
BBC has this to say >
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Whether you have previously used a credit card before or want to simply know the facts about cash advances through the Internet, this is the place to by.
The Christmas season can mean a lot of wonderful things for the people of the UK, but there’s little denying the way in which it also represents a period of frenzied spending on an all-new level. Each and every year, tens of millions of consumers get swept away by the buzz of Christmas and instinctively spend every penny they have (and don’t have) on an array of weird and wonderful gifts, gestures and general tools of merriment. Needless to say, when the January hangover sets in a couple of weeks later, the damage done can be enough to make even the most carefree of souls’ eyes water a little. There’s really nothing like starting the New Year with an empty wallet, dry bank account and nothing but a huge headache to remind you of the good times.
There is however a relatively little-used financial tool that has the potential to help with Christmas expenses and resulting shortages, if of course used properly. The tool in question is that of the online loan, which despite ongoing criticism from some circles remains one of the most convenient and potentially life-saving financial products on the market today.
The theory is a simple one, though holds huge promise for millions. Instead of spending every last cent between the beginning of December and January the 1st so as to face the near year starving and penniless, why not take out a cheap and simple bridging loan to bring forward January’s paycheque? This way, the extra cash can be used in advance all throughout the Christmas period and leave enough left over to meet the bills and stock the fridge in January, so as to be paid back with part of January’s pay-cheque when it arrives.
Of course, these kinds of services will always attach a fee and to expect a freebie would be a little less than realistic. However, when it comes to any decent money lender worth banking with, total fees and charges will never reach any higher than about £25 per £100 borrowed, which is a small price to pay for a genuinely happy start to the New Year.
And what’s more, dozens of online lenders offer even lower prices and better special offers over the Christmas period, so it might cost even less than this.
Unlike the major lending market, online loans and their lenders are so easy to check out in a matter of seconds and there are no obligations when looking for a quote or two. These loans however should never, under any circumstances be seen as tickets to free money, but if looking just to tide things over and really enjoy the festive period, chances are you’ll find little of more use.